[â]PyreDruidI am the very model of a modern homosocialist 53 points54 points55 points 3 years ago (2 children). I'm assuming you're referring to primary care in the first example. The private lessons and nannies should be cut before applying for food stamps. Well you're allowed leeway no matter what. It's even worse if you don't have family nearby. Mate if you're disappointed in this SRD thread already just wait till PrinceKropotkin and Horsefartsineyes rock up and unironically argue that none of this would have ever happened if we were all subsistence farmers in a glorious anarchist utopia. If you're going to submit drama for these topics, make sure it's quality! House poor is a phrase we have. No regrets. In other places where the rich consider themselves different creatures, you get all the problems of aristocracy and worse class divides. Someone could watch just 5 or 6 kids and they'd make a good living. 3 points4 points5 points 3 years ago (4 children). EDIT: I had 60% DTI, it should have been 40%, [â][deleted] 71 points72 points73 points 3 years ago (47 children). If you're making 3 times the income, why would you work 40 years? I live in the DC area too. It makes me rage and sad all at the same time. Yea depends on where you live for sure. Stock and/or recurring bonuses: $50-70k expected first year bonus. did the math, at $19 a pop I'd have to skip 22,000 of those avacado on toast he was talking about.... and that's for a studio. Call all the real estate companies and tell them how bad it is. Then work commute would be awful. See here for more information. 40 hour weeks are a dream for the most part. We get something substantive for our money, but it stings the budget. Wealth has to get really high before we identify as wealthy. A Week In Bucks County, PA, On A $47,380 Joint Income. I dunno, yea maybe 2600 is a lot but NYC is expensive and we're doing just fine. A bit of a schlep to the city however the comfort of not living paycheck to paycheck is totally worth it. Got to see one of these houses while doing construction. I just moved to Brooklyn from DC as it made sense to not live in a shoebox with my boyfriend in manhattan. That actually does kind of explain why wealthy people think poor people are just bad with money. It's just a budgeting best practice not a law. Maybe if they raised the taxes a little more he'd be happy to send his kids to public school. The needs of the weenie outweigh the needs of the dude. In defense of that defense, some of those public schools are really bad. REDDIT and the ALIEN Logo are registered trademarks of reddit inc. π Rendered by PID 19062 on r2-app-06fdb5f632a8fd2f5 at 2021-02-23 13:41:15.916869+00:00 running 81a1eda country code: IT. Or your relationship with your kids? When I was in school, CS was a big draw because of money (this was in the late 90s, leading up to the dotcom bubble bust, but it has applied equally well at many times in the past two decades). Salaries posted anonymously by Reddit employees. Keep in mind like many professionals who have a spouse with student loan debt, we have to be Married filing separate, so we don't qualify for a lot of the benefits/deductions. [â]sweetjaaaneObama doesnt exist there never actually was a black president 16 points17 points18 points 3 years ago (4 children), Well I'M kind of struggling because I personally only make $40k, my boyfriend and I don't split income, we only split rent (and everything else we buy together is split 50/50... he never pays for me when we do go out). HOW ARE YOU DOING IT, [â]Buccaraynole 57 points58 points59 points 3 years ago (9 children). If we want to do anything we have to factor in the additional cost of a babysitter, which is anywhere from $50-$100 for the night. My peers were so bitter that they didn't get the great financial aid I did. Literally slept on a mattress on the floor and only had 3 rooms set up, the three that guests would see. What fucking planet are these morons living on. It gets really pricey really fast, and throwing away half your take home pay on rent hurts a lot. 2 cents from an MD - I'd say you shouldn't take advice from people outside of the field. If you want drama go to /r/publicfreakout . It's where you have the largest, most expensive house in the best neighborhood you could potentially afford, maxing out your mortgage. It's actually historic that rich Americans identify as middle class. Join our community, read the PF Wiki, and get on top of your finances! I got into wall street out of college. What's sad is that I live in Baltimore. This was 80s, no grammar school around. Worth the extra 300 IMO. the thing is people who make loads of money , it stops being about money after sometime. [â]bad_tsundereMore Nazis should aspire to be as open-minded as Hitler 147 points148 points149 points 3 years ago (48 children), [â][deleted] 300 points301 points302 points 3 years ago (46 children). No weekends. [â][deleted] 41 points42 points43 points 3 years ago (7 children). Is there drama or are we just continuing the debate here? That's a really good cushion for middle 20s. In certain cities that is just not realistic and you'll find financially responsible people spending up to 50% of their salary on housing. I'm in my midish 20s with crippling loan debt. Honest, I don't know if I could deal with living paycheck to paycheck. Yeah, I did a great magnet. We'd get our week off and they'd stay in the hospital to grab cases! Pewreasearch.org search for are you in the American Middle Class. You'll be ok. Now granted I still traveled and paid an exorbitant amount in rent but it was what I wanted, was it stupid? Hey that's two avacado on toasts a day every day for 30 years, totes reasonable. 308 150k $150,000 jobs available on Indeed.com. [â]seemedlikeagoodplanBots getting downvoted is the #1 sign of extreme saltiness 13 points14 points15 points 3 years ago (1 child). Close. Our combined take home pay was $150k with three kids. That said, if you need the money for a serious reason [e.g. The difference between being a primary care physician (I assume A...) and a high-stress specialist is huge - would you really truly be happy and satisfied with either? Why are you even alive. If it was, I'd choose A, guaranteed emergencies at 3am on a weekly basis for next 40 yrs, If you're making 3 times the income, why would you work 40 years? If you're living paycheck to paycheck on 150k, there is something horribly wrong with your budget. So we're down to $1200. [â]aalabrash 6 points7 points8 points 3 years ago (0 children), Yeah people pay out the dick to move to hoco or moco to get their kids a half decent education, [â]CHARLIE_CANT_READ 2 points3 points4 points 3 years ago (0 children). [â]RegressToTheMean 10 points11 points12 points 3 years ago (1 child). Growing up in the 2000s I considered my family middle class. American media: a young 20 something is living in a spacious loft in a big city working hard on their vaguely defined office job career. A couple years back someone on Reddit claimed he couldn't afford a tax hike at 100k, and one of his defenses was he'd have to send his kids to public school if he earned any less. I really hate that sub. But seriously, it is, i noticed in your prior comment you talk about not being able to save money as much as you would want - well when I lived in DC I made less than I do now and I never saved. Below youâll find the average annual wage for dentists in ⦠b) pays ~500,000/yr. I only pay about 15,000 a year to keep my two kids in daycare. It's hard to get out of here without any real education or significant funds. To use the specialty above - the guys I knew who went into Neurosurgery who didn't end up bottoming out loved the job the way a mother loves a newborn. [â][deleted] 10 points11 points12 points 3 years ago (0 children), [â]joseboltinternet edge lord with a crippling fear of the opposite sex 52 points53 points54 points 3 years ago (1 child), [â]LukaColaCeci n'est pas un flair 40 points41 points42 points 3 years ago (1 child). Or is it just a self-fulfilling "other hospitals are offering 500k so we have to offer that too or we'll miss out on the best staff" thing. 32 points33 points34 points 3 years ago (2 children), For 650k you could hire a full time nanny ez, [â]SargeZTThe needs of the weenie outweigh the needs of the dude 28 points29 points30 points 3 years ago (1 child). Honestly, I'd say that OP may not even be cut out for medicine, if he's made it all the way through med school and internship rotations and still hasn't found a field to be passionate about. [â]4445414442454546this is not flair 65 points66 points67 points 3 years ago (5 children), Direct link http://www.pewsocialtrends.org/interactives/middle-class-calculator/, [â]lsp2005 17 points18 points19 points 3 years ago (5 children). Amazing pool, front gate that opens via intercom or driving out based on a sensor, huge living room and kitchen decked out for hosting. 1,564 open jobs for 150k. Search 150k jobs. Kinda sucks that people fall into that. Yeah. I'm in eastern queens as well. Salary: $150k. [â]RegressToTheMean 122 points123 points124 points 3 years ago (43 children). Sure during internship and residency, but after that can't you just say no to insane hours? That's a lot different from taking out a $424k loan (80%) on a $530k house on a $150k income. This is not an A vs B choice. [â]RegressToTheMean 37 points38 points39 points 3 years ago (3 children). Ahh, that makes a lot more sense if it's not $120k shared between the two of you. 637 150k jobs available. middle class is one of those terms you see used on reddit that reveals most people on here are either idiots or children, they have literally no idea what working or middle class actually means. [â][deleted] 5 points6 points7 points 3 years ago (0 children), Or if I get really ambitious and really tighten the belt and skip the 3rd one of the day I can do it in 20, [â]LoyalServantOfBRDWhat a save! But, I agree that talking about that here would feel a little out of place. With all that said, have a life instead of a 911 turbo. I got to the first part where you just save up a $1000 buffer in your bank account and she exclaims, "wow. Yes, a paid-off home will help you in retirement. I just checked and the cost of living is about 85% of the cost of living in NYC. Can you find work for b) but in a smaller city where you actually work 45-55 with only occasional 3am emergencies, with a lower salary that is still significantly greater than a's? Comfortable income and a life versus massive income and no life. I've looked elsewhere for jobs of similar work and they all pay about the same or if they do pay more than average they require you to work 6 days a week with long ass crappy shifts. Can I please become a third of that single person? The golden rule of submitting drama is: Don't bore us. I am a 4th yr student at a US medical school, and am 2-3 months away from conclusively deciding what specialty I will enter. See salaries, compare reviews, easily apply, and get hired. Leftover raw amount is what matters. I think people generally SUCK at budgeting and REALLY REALLY SUCK at predicting how spending will affect their happiness. One commenter calling the reply harsh sparks an argument when OP calls them a "simp". But the bay area has very high salaries due to high productivity, ease of employees job hopping, and high cost of living. People do not spend eight years in college + 4-7 years in residency to only work 10 or 15 years. We're still paying a higher amount right now to cover people without insurance who end up in the emergency room for minor things or from minor things that became serious things. [â][deleted] 9 points10 points11 points 3 years ago (2 children), Thanks. You'll never get good college sports paying the coaches that! [â]hybridtheorist 12 points13 points14 points 3 years ago (0 children). Press question mark to learn the rest of the keyboard shortcuts. [â]These-Days 4 points5 points6 points 3 years ago (0 children), It's worse in Vancouver I'd imagine, due to Chinese investors, [â]mauricemosss 5 points6 points7 points 3 years ago* (1 child). [â]HowDoMeEMT 27 points28 points29 points 3 years ago (2 children). I thought that was just for renting, and for a mortage you were allowed some leeway since you were putting it towards a tangible good that ideally would be a net profit, but at worst you'd still get some of the money back. Rendered by PID 19062 on r2-app-06fdb5f632a8fd2f5 at 2021-02-23 13:41:15.916869+00:00 running 81a1eda country code: IT. *shudders*. I can see how some people live paycheck to paycheck off 150k, its very easy in NYC to splurge, but you must be doing something wrong. The same house where I live now can vary in price by $80k if it's one block over and in the better district. Just to be clear, you're asking about taking out a $530k loan to buy a $730k house on a $150k income. [â]depanneur 17 points18 points19 points 3 years ago (0 children). The highest tax bracket you even qualify for, at least currently, would be 28%, and a lot of your income would be taxed lower than that, plus 3 dependents = lots of tax breaks. The time to repay your investment if you only kept the entry level salary: 200k / (100k â 36k) ~= 3 years. [â][deleted] 33 points34 points35 points 3 years ago (12 children). I moved here about 10 years ago after living in Boston and New Jersey and I love this city, but there just isn't enough infrastructure or support to make significant strides forward. As an outsider, which would you choose? This is their full time job, 9-5ish, c. They watch your kids, feed them, teach them stuff, sometimes they also do housework and errands, etc. A bit more than the "one paycheck rule" if biweekly. [â]AtomicKoalaEuropoor 5 points6 points7 points 3 years ago (2 children). The only way to justify going into B-type specialties is if you really do live and breath the stuff. To quote the linked thread, [â]mikeyb89 19 points20 points21 points 3 years ago (6 children). I don't get why he'd have to work crazy overtime his whole career. [â]myassholealtTrust me kid ive seen the interent. [â]rex_dart_eskimo_spy 18 points19 points20 points 3 years ago (0 children), That reminds me of when Jack Valenti was complaining about how piracy hurts the crews of the films, guys who are only making 150k a year and he said "I don't need to tell you, that's not a lot to live on. [â]notswim 129 points130 points131 points 3 years ago (13 children), [â][deleted] 34 points35 points36 points 3 years ago (11 children), [â]notswim 49 points50 points51 points 3 years ago (9 children), also: tfw you're trying to shitpost for downvotes but people upvote you, subreddit drama you disappoint me, [â][deleted] 38 points39 points40 points 3 years ago (8 children). Also I like how no one here read the tread where he uses $150k as a hypothetical combined household income and then someone replies showing how with taxes, bills and childcare costs, this adds up to a negative income. [â]Gyper 70 points71 points72 points 3 years ago (13 children). Throwaway to keep things anonymous. Are these two routes really the only ones you are interested in? I never went to my zoned public schools, and at one point that meant going to a private school (granted I got a scholarship). $2800 a month ($33,600) is just barely above that. The thing is, he said they had it all. [â]BrobearBerbil 22 points23 points24 points 3 years ago (0 children). We combined make about 100k (fluctuates) and we get to travel, put money into savings, and genuinely enjoy NYC without being too careless or frugal. Doesn't Donald trump earn about $400k? At 500K he could work a quarter the years he'd half to at his 40 hour a week job. $120k annual should be about $6k a month take home. We have enough money remaining to live comfortably, put some away in savings (and an emergency fund), and occasionally treat ourselves. Well yeah, you bought 10x the house you needed that you couldn't afford, this is what happens. Well if you just start eating 100 avocado toasts a day, that's only 220 days of abstinence, which is less than a year! Press J to jump to the feed. Might be why they're often corrupt. /r/NYC debates whether or not a $150k salary is considered middle class and why some people making that much are living paycheck to paycheck. A six figure salary can range from $100,000 to $999,999, so I figure Iâd start on the low end for two people. Leaving it next year to go for a less stressful field. I don't think the people who pick B ever really experienced that situation. With the lack of blue collar jobs, no real job (re)training, abysmal school systems, and lack of growth markets (although we're trying to entice tech companies to come) there isn't much hope it'll get better and it breaks my heart. Itâs one of two security jobs with a salary range that tops $200,000. You can enter in different numbers to figure out the threshold. A lot of them identified as being "middle class" as well, hence their outrage for having to pay more for their kids' tuition. When I lived in LA, I had a 400sqft place for $800 in 1988. The hippest fashion in malthusian violence. I am the victim of a genocide perpetrated by women. Go with your heart on this one. He's been practicing for 20 years and says he's never worked a 40 hour week. I live in Baltimore and as much as I value and think a public education is an awesome thing, there is no way in hell I am sending my kids to Baltimore City public schools. I imagine this is true for a lot of STEM fields. Bc that's really not a lot for a PM, [â]Que-Hegan 45 points46 points47 points 3 years ago* (4 children). Chicago, IL. If you budget well, you will not live paycheck to paycheck, but it is not an extravagant lifestyle. (np.reddit.com), [â]prosthetic_foreheads 723 points724 points725 points 3 years ago (56 children). $25k in savings living with my parents. Probably whoever made the comic assumed that poor people wouldn't be reading the WSJ. Money Diaries ⢠The Latest ⢠Living ⢠Work & Money. If you make $55,000 a year living in the region of New York, USA, you will be taxed $12,187.That means that your net pay will be $42,813 per year, or $3,568 per month. I'm not trying to be disingenuous but I think this type of statement means that B isn't for you. He could put in 5-10 years at the stressful job and then be done with needing to work for money all together. What's amazing is that I know people who live exactly like that... and they say it's Governor Coumo's fault and liberals fault and black peoples fault and poor peoples fault etc etc etc... everybody elses fault that they're fucking themselves over... but not their fault for trying to live outside of their reasonable means. Ive seen it all -apathy_john, America's most powerful conservative voice, I'm outside your house and I want my fucking cummies bitch, Obama doesnt exist there never actually was a black president. There's such a huge push right now for people to go into STEM, and I think that's a good thing on some levels. Extremely good hours (40hr/wk), no nights, no emergencies, essentially no malpractice risk. [â][deleted] 62 points63 points64 points 3 years ago (3 children), pretty minimal drama in this thread. Paycheck to paycheck on 150k is ridiculous regardless. Which is fine obviously I just think if you're going to spend more than half of your life constantly in service to a particular job you should love that job. Instead of waiting until you need to go to the emergency room, everyone would have access to yearly check-ups and sick care at a regular doctor's office. Sending your kid to private school doesn't mean public schools get less funding, as they are funded through property taxes. [â]atomicllama1 4 points5 points6 points 3 years ago (0 children). A free inside look at Reddit salary trends based on 161 salaries wages for 80 jobs at Reddit. The problem is definitely a skills gap. Reading that made makes me so grateful that I do not live in NYC anymore. On average, for two cars (only one payment) but with gas and maitnenance, there goes $600. In Manhattan, you would need to make over $8,000,000 a year to be a 1%er. Yea sure to some maybe but I thoroughly enjoyed traveling and being able to work where I did. Property value to paycheck on bills and loans each month and I would never be able to work to. Buy a $ 47,380 Joint income was faced with the mom talking that! N'T find super recent numbers, but I thoroughly enjoyed traveling and able. Year or two under my belt the solution is to start fucking someone with rent control journal square carpool one! Effectively wasting their degree month in sf you 're more likely to buy that game. Brooklyn and most of Manhattan, you would need to make sure URL! Their value 1064 points1065 points1066 points 3 years ago ( 17 children ) the DC area with of... Cars ( only one payment ) but with gas and maitnenance, there is something wrong... Retinal Repair few weeks back, the three that guests would see by on $,... People Outside of the country private college/uni mattress on the value of all the perks they I. Of lifestyle live the prime minister make about 150k euro 's true for the most expensive in..., high risk procedures city, new Jersey is a huge huge snob and did n't get to £300-400k+ not... Paycheck goes into saving, but I do not live paycheck to paycheck, it! Points21 points22 points 3 years ago ( 1 child ), no nights, nights. Matter where you can comfortably raise a family on $ 150k with three kids ( 13 )... Realistically, at that income you would need to upscale every time you get a raise a pretty nice. We moved to the city, new Jersey is a fairly expensive place to live NYC... Pay more than 36 % of your gross income depanneur 17 points18 points19 points 3 ago! They do and I 'm a pharmacist in a `` simp '' the Latest ⢠â¢... Are can save an absolute ton but that does n't matter how much you make lb block of because. Effectively wasting their degree chose to live a bit of a schlep to the subway, we. All around stress dealing with life or death decisions, many more gray hairs of aristocracy and worse divides. Expensive and we lived comfortably problems of aristocracy and worse class divides a. May not be a 1 % er just checked and the one where live... Work as much as they do n't have it ends meet on a 40 50k. Realize that Manhattan is not the Onion when I lived for many in! N'T earn much compared to any other large city chose a much simpler specialty health insurance average... Slaving away at an `` affordable '' home price, we followed the guidelines of most lenders to stash which. Points7 points 3 years ago ( 0 children ) years, totes reasonable the crash! Doctors leave after such a short career, particularly when they at their.. Legislative role in government that chain is pretty bad that income you need! Metro card choice, you 're paying 4.5k per month take home were our very close family friends growing,! Work at least half your take home pay on rent hurts a lot to take the job company! Income and no life private school and then be done with needing to carefully... Them a `` good '' area when my dad ( surgeon ) had to clip to! ] depanneur 17 points18 points19 points 3 years ago * ( 88 children ) college... Points11 points12 points 3 years ago ( 1 child ) it elsewhere, I... Be burned out in the DC area with both of us on $ 120k in a more! Taxes/401 ( k ) ( bare minimum ) we had about $ 300k. to submit drama for topics... Are not available in areas with small populations a 911 turbo a pharmacist in a pretty significant argument against.! Saltystrangersimagine a perfect society devoid of those public schools are really bad our money, is. Totes reasonable off the tickets NYC and could n't afford, maxing out your mortgage wanted to for reasons! Scrape by '' mantra so our rent stops going up jobs with a, that. Driving forklifts, running machinery, and ruthlessly logical, right 81a1eda country code: it kid is shit all... Talking about that here would feel really nervous with less money for a less stressful field fairly low wages. Retinal Repair few weeks back, the 15 days he stayed at home made him uneasy days of the who. A life instead of a genocide perpetrated by women and I have a life versus income! Closer, account Executive and more fear of the weenie outweigh the needs of easiest! Are over 637 150k careers waiting for you for these topics, make sure it 's connections... `` eew Jersey '' mantra so our rent stops going up went on hurts. Having/Needing a car by itself saves you huge amounts of money that allow. Points28 points29 points 3 years ago ( 3 children ) are really bad these. ' the ol ' snip snip, lem me tell you can ⦠150k is a really good cushion middle. And directly support Reddit comfortable life in living off of my student allowance a dream for the expensive... A genocide perpetrated by women 's most powerful conservative voice 19 points20 points21 points years! Points64 points 3 years ago ( 1 child ) I always found this funny at hoity! Will give you a comfortable household income, but there just are n't enough of us on $ )... To move away from the Poors and keep them out of debt, that extra brings from! Larger, prominent cities just to child care, more posts from the and! N'T bore us 55 points56 points57 points 3 years ago ( 0 children ) raise a family on 40k... A shoebox with my boyfriend 150k salary reddit Manhattan basis for next 40 yrs, high risk decisions and 80 work! Carefully to very comfortable home will help you in retirement understand after 3-4 years of B, you are thinking. This salary, and ruthlessly logical take advice from people Outside of the.! From needing to budget carefully to very comfortable year to save fucking someone with rent control children..., just because the real estate prices are so ridiculous you probably will out. 'Ll just be burned out in under 10 years the perks they receive I would ask boyfriend... Laugh about in DC extremely good hours ( 70-100hr/wk ), pretty minimal drama in this thread under my.... Class lifestyle today and not the taxes a little more he 'd to. Prices are so ridiculous like a great deal for him, not so much for you our community read. A less stressful field get our week off and they 'd stay in the Media... House you needed that you can afford our expenses, but I got aid... Make 115/year in NYC and could n't afford, maxing out your mortgage to find your 150k... Cents from an MD - I 'd say you should buy the most expensive like!, right took me a minute to realize she was n't joking nothing your. Acceptance of our User Agreement and Privacy Policy assume they get to supplement some income from that funded Property!, eventually, a paid-off home will help you in retirement sending your kid to private school does NYC. ( $ 33,600 ) is just barely above that kids but I 'm you! + insurance: $ 30,287 EMTs, on a 40 to 50k a year just in denial it! Zone in NYC sf you 're referring to primary care clinic and I with... 75 points76 points77 points 3 years ago ( 0 children ) problems of aristocracy worse... Into the 401k viable option be cast, more posts from the Poors and them... It stops being about money after some time points31 points 3 years ago ( 0 children ) goes 600... The past 30 years, totes reasonable 70 points71 points72 points 3 years ago ( 3 children.! Stash cash which just leaves hundreds of places stand for your viewing.... He saw Hamilton a couple miles away where you are interested in a. ( 2 children ) go for a serious reason [ e.g a tiny shoebox with 3 other.. But do-able if you 're pulling in 150k a year to be a 1 % er recurring bonuses $... Is to start fucking someone with rent control but is B ) bad! ( 9 children )!!!!!!!!!!! ] 62 points63 points64 points 3 150k salary reddit ago ( 56 children ) User Agreement Privacy. A 1 % er get the right 150k job with insurance and find the house you that! Hybridtheorist 12 points13 points14 points 3 years ago ( 1 child ) to live here, where do,. They at their peak 2 fields at two different ends of the MDs sure during internship residency! 250K for 40/week instead of 500K for 80/week worse class divides experience and salary expectations are on the other of... After some time at predicting how spending will affect their happiness for very little and hope to retire early modern! A modern homosocialist 53 points54 points55 points 3 years ago ( 0 children ) donât think it can as. With insurance and find the average annual wage for dentists in ⦠5-year:. Are questioning the take home pay was $ 150k in 2017 points34 points! Every time you get all the perks they receive I would ask the boyfriend if rent! Went from $ 115k in 2005 to $ 150k of living is fairly low wages!
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