provides continuous support for our work enabling us to innovate. a paid-up receipt for the previous owner’s annual property tax . [Georgi Gotev], Comments Print Email Facebook Twitter LinkedIn WhatsApp. House for sale near Vidin (ID: 10856) District: Vidin The following property is located in north-western Bulgaria, in the vicinity to the Serbian border and the town of Vidin. You will probably need to pay into the private health system there. Boasting a well developed ski resort and exceptional natural beauty, investors have been buying ski chalets in Pamporovo and apartments in Pamporovo in increasing numbers! Email agent . Make sure you obtain a copy of the Cadastral certificate giving the exact boundaries and square metres of your land. Check that they are registered with the Law Society in the UK and specialise in International Transactions. The fact that there will be access to healthcare, whether we are in the European Union or not, has been announced since our last index. You’ve accepted all cookies. Already Lord Byron & friends owned homes across Europe. The Darleys don’t expect to be victims of a post-Brexit political tit-for-tat in the event that the UK government clamps down on access to the UK for Bulgarians. This rural real estate is situated in a small and quiet village included in Makresh municipality, Vidin district. If your lawyer is based in Bulgaria, check that he/she is registered and practicing with the Bulgarian Bar Association by asking for their registration number and verifying this through the Bulgarian Bar Registers. It features links to official resources containing major Brexit information. The Cadastral record will be linked to the Land Register record by a cadastral reference which will be included in both. Watch for the onset of violence in the future, it will happen! If you cannot keep up the mortgage repayments, the Bulgarian bank could repossess your property in Bulgaria. A full list of registered notaries public in Bulgaria can be found here. Now more than ever we need unbiased, expert information on how and why the European Union functions. Fees are usually payable on the completion of a sale if not before. | But while they are critical of the UK’s Settled Status scheme which has been offered to EU nationals in Britain, there has been no ‘hostile environment’ for them here. In November 2012 the Bulgarian government launched the Property in Bulgaria website, containing useful first-hand information on buying and selling property in Bulgaria and on property maintenance and the different fees and taxes involved. Whilst this is not obligatory, it is wise to get a chartered surveyor (независим оценител) to check the property. Therefore, after Brexit implementation period, a property transfer based on separation or divorce could be more expensive for British people. We are unable to provide any guidance on individual property purchases apart from the information and links listed below. You will need this document to connect to electricity and water companies. You should include any relevant documentation (e.g. INFORMATION ABOUT BREXIT. Once construction has finished, and before you sign the title deed, ask for all documents from the seller to show that the construction has been finished in accordance with the plans. As long as we are self sufficient we are an asset to Bulgaria. Please consider making a recurring, PM Costa: Blocking EU-China deal because of the US would be a ‘terrible sign’, Status Anxiety. This guide sets out essential information for British nationals considering buying property in Bulgaria, including obtaining legal advice, how to submit any complaints and more. British nationals who have resided legally in Bulgaria for a period of five years on the basis of holding a consecutive long-term residence permit are entitled to a permanent residence permit. If you are considering buying a property in Spain and you are concerned about Brexit, you may find our article on Buying Property in Spain after Brexit interesting. Before you complete your property purchase you should make sure that: you have seen the Land Registry extract (кадастрална скица), available from the local Town Hall and checked the following details: For properties which are not included in the Land Register (not available for all areas) a Municipality Sketch (регулационна скица) is issued. We are seeing record-breaking interest in our journalism as our pageviews have doubled in the last year. About My Listings. If you’re wanting to look for a house, buy a house in Bulgaria or renovate a house in Bulgaria, we’ve written loads of posts to help you out. Help us to continue providing free, independent news from the capitals of Europe. With the UK potentially just a couple of weeks away from leaving the EU, the Darleys are bracing themselves for “chaos”, even if they say that the Bulgarian government has promised the situation of UK expats won’t change. FEATURED PROPERTY 45. “They are guaranteeing our pension upgrading for three years but after that we don’t know if it will be frozen.”, There is also uncertainty about how and whether their healthcare status will be affected. Make sure you fully understand the mortgage agreement you sign. Please note that only the Bulgarian version of the contract is valid in a Bulgarian court. The safeguards that you may be familiar with or rely on in the UK may not exist in Bulgaria. Buying off-plan property inevitably involves higher risk than buying re-sale property. By continuing to browse the website, you are agreeing to our, We know our readers value our reporting, and the outpouring of support we have received since the beginning of the crisis shows that our readers are willing to step up for the journalism that they trust and value. Please consider making a recurring contribution to EURACTIV Media Network for Europe. We help each other. It depends. Buy a property abroad before Brexit and retain your EU rights. We use this information to make the website work as well as possible and improve government services. The Chartered Surveyors Chamber has contacts for all registered chartered surveyors. You should check that your UK and/or Bulgarian lawyer has professional indemnity insurance. If you have any doubts about the terms and conditions, ask the lender to clarify. If you are planning to buy an apartment which is part of a residential block, you should also check whether there are any rules set by the committee of owners that prohibit or restrict short-term letting. At present, there is an alternative option when buying landed property - to form a Bulgarian registered company, with the buyer as sole owner and director (the buyer could choose to add other directors, e.g., his spouse). The transfer of the property is made under the notary deed. From day 1 BULGARIAN PROPERTIES have been specially dedicated to serving British buyers. if you are buying an off-plan property, confirm that there is an architectural plan for the property approved by the local municipality. While a slower market could theoretically allow buyers to negotiate a better deal, fewer listings can mean greater competition for the highest quality and most sought-after homes. You can change your cookie settings at any time. The General Meeting of the owners or the Owners Association establishes and maintains a Repairs and Renovations Fund. I became the ethnic minority in my own country not understanding my co workers speaking to me. Of course, the owners will have to pay their water, electricity and heat bills monthly. Here our neighbours all talk to us. | For information about the UK’s departure from the EU and the implications for UK Nationals please follow our Living in Bulgaria guide. However, it is worth seeking professional advice to make sure that you are complying with Bulgarian legislation and that you are using the correct rental contract. This “so-called” self-sufficiency rule is a bogus one. “We don’t know if we will be covered by the system we’ve paid into all our lives or have to move to private insurance,” Sue adds. This can be viewed at the town planning department of the local Town Hall, you have carried out a property survey. Pets. Find out about notarial and documentary services for UK nationals in Bulgaria. The Darleys made their decision to move to the village, not far from the city of Lovech, during their third visit to Bulgaria. “Particularly since this Brexit business has been around,” adds Beynon. It is only if you are moving permanently that new rules will apply. We need your support.Dear reader. Should the developer not build your property within the timeframe stated in the contract, or services and utilities are not completed and connected to standard, or the habitation certificate cannot be issued, you are legally entitled to either: If you want to rescind the contract, it is advisable to seek independent legal advice. If you choose to work with a British estate agent, promoter or lawyer, check that they are qualified, reliable and have experience operating in Bulgaria. But it is home to Beynon and Sue Darley, who swapped Guildford, a town 40 km south of London,  for a rambling cottage in rural central Bulgaria. Let’s take a look at those looking to buy property overseas. If buying an apartment in a block of flats or a closed residential complex, investors are usually required to sign a secondary contract relating to the management of the condominium, e.g. If you do not have a good understanding of Bulgarian, make sure that you get all contracts and relevant documentation translated by an independent translator. It is strongly recommended that you choose an independent lawyer who is specialised in Bulgarian property law. We use cookies to collect information about how you use GOV.UK. Please also see our guide on what support British consulates can provide to British nationals abroad. I think that’s brilliant,” says Sue. It will take only 2 minutes to fill in. Consider asking a chartered surveyor to check the property. When buying non-landed property, a company is not necessary, but is often advisable. Bulgaria may not be associated with hordes of British expats but it is estimated that some 18,000 British people have moved to live in Bulgaria, many to take advantage of the lower cost of housing and living. It is strongly advisable to ensure that you have a copy of an affirmation stating that the previous owner has no debts, the title deed – it is important to check that there is an accurate description of the property in the deeds. Property in Pamporovo Property in Pamporovo is some of the loveliest in Bulgaria and Pamporovo is one of the most attractive Bulgarian property markets. If the property is built on rural land or land that is not classified for construction, additional confirmation should be sought from the regional government offices as to whether they have authorised the construction, you have checked the latest town plan to see whether or not the plot you wish to buy has any building restrictions, is in a green zone or includes a public pathway or similar. You should also make sure that your contract has the same terms and conditions as for all other owners. “We’re very happy here and there doesn’t seem to be an overwhelming reason to go back.”. planning permission/Visa for design (виза за проектиране) – it entitles the developer to prepare architectural design and construction plans for the development in accordance with certain statutory parameters for height of the building, density of the construction, layout of the building, etc, construction permit (разрешение за строеж) – it entitles the developer to start construction process as per the approved architectural, construction and other technical plans for the property, opening of construction site and determining of construction line and level (Protocol for commencing of construction), certificate for completion and approval of rough construction (Act 14), certificate acknowledging the compliance of the construction with the statutory rules (Act 15), rescind the contract and have the deposits returned plus interest, or extend the deadline, allowing the developer to complete the property. 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